Terms of Service — NaraCheck

Last updated: August 2026 · Applies to the NaraCheck website and Android app

By creating an account or using NaraCheck, you agree to these terms. If you're registering as a Seller or Area Partner, extra terms specific to that role are below and also shown to you during registration.

1. Who we are

NaraCheck is operated by AceLearn Services (RC 9609478), Nigeria — a real-price marketplace where buyers see what others actually paid, and sellers, artisans, and other businesses list their own prices directly.

2. Accounts

You register using a phone number and a 6-digit PIN. You're responsible for keeping your PIN confidential and for all activity under your account. If you suspect unauthorized access, contact us on WhatsApp immediately.

You must be at least 18 years old to register as a Seller, Area Partner, or to make payments on NaraCheck.

3. Buyer search credit

Buyers pay a small fee per search (currently ₦50) using recharged search credit. Recharges are processed through Korapay and are added to your balance once payment is confirmed. Search credit is non-refundable once spent on a search, except where required by law or where NaraCheck determines a technical error caused an incorrect charge.

4. Selling on NaraCheck

NaraCheck supports several kinds of sellers: Business Owners, Artisans (offering a skill or service), Places (hotels, restaurants, and similar venues), Companies, Distributors, and Wholesalers. Whichever category you register under, the following applies to you:

Only products or services that are lawfully permitted in Nigeria may be listed. Where an item requires registration or approval by NAFDAC or another Nigerian regulator, it must actually hold that approval. Listing a counterfeit, banned, or unauthorized-controlled product is a criminal offence under Nigerian law, and we will report and cooperate with authorities against sellers who do so.

Before you can list, your address is reviewed and approved by an Area Partner in your territory. Listings may be removed, and accounts suspended, for false information, repeated buyer complaints, or violation of these terms.

5. Seller subscriptions and fees

New sellers receive a limited number of free listings. Continued visibility after that requires a paid subscription (currently ₦200/day), which is tied to your phone number and covers all categories you genuinely sell in. Subscription payments are processed through Korapay and are non-refundable once the corresponding period has begun, except where required by law.

6. Area Partners

Area Partners are independent contractors, not employees of AceLearn Services. As an Area Partner:

You are personally responsible for the seller addresses you approve. Approving an address you knew or should reasonably have known to be false places that responsibility on you.
You earn commission on seller subscription payments in your territory, structured as explained to you during registration.
State Coordinators additionally approve new Area Partners in their state and earn an override on statewide subscription payments, on top of their own Area Partner commission.
Commission is currently paid in full; tax withholding may be introduced later once formal arrangements are in place, and we'll notify affected Partners in advance.

7. In-app messaging

All messages sent through NaraCheck's in-app negotiation chat are stored on our systems, including any photos you attach. If you're a Seller and you share a photo of your goods in a chat reply, that photo may also be used as a public image on your listing, visible to other buyers.

Support requests you send us on WhatsApp (for example, a PIN reset) happen on WhatsApp itself, outside NaraCheck's systems — we don't control or store those separately from what WhatsApp itself retains.

8. Prohibited conduct

Listing counterfeit, banned, stolen, or otherwise unlawful goods or services
Submitting false prices, fake addresses, or impersonating another person or business
Attempting to circumvent search credit or subscription payments
Harassing, threatening, or defrauding another user
Using the platform for any purpose that violates Nigerian law

Violation may result in listing removal, account suspension, forfeiture of unused credit or subscription time, and — where warranted — a report to the appropriate authorities.

9. No guarantee on prices or listings

Prices shown on NaraCheck are submitted by users and reflect what someone reported paying — they are not verified for accuracy in real time and can change. NaraCheck is a platform connecting buyers and sellers; we are not a party to any purchase you make from a seller, and we don't guarantee the quality, safety, or legality of any listed product beyond the address-verification step described above.

10. The free Learn section

NaraCheck's Learn section provides general financial education. It is not personalized financial, investment, tax, or legal advice, and we're not responsible for financial decisions you make based on it.

11. Termination

You may stop using NaraCheck and request account deletion at any time. We may suspend or terminate accounts that violate these terms, engage in fraud, or list unlawful products.

12. Limitation of liability

To the fullest extent permitted by Nigerian law, AceLearn Services is not liable for indirect, incidental, or consequential damages arising from your use of NaraCheck, disputes with other users, or transactions conducted outside the platform (including via WhatsApp).

13. Governing law

These terms are governed by the laws of the Federal Republic of Nigeria.

14. Changes to these terms

We may update these terms from time to time. Continued use of NaraCheck after a change takes effect means you accept the updated terms.

15. Contact

AceLearn Services (RC 9609478)
Email: acelearnservices@gmail.com
WhatsApp: +234 807 130 1040